Property & Casualty Insurance
Your organization’s coverage is only “right” if it is aligned with your culture, organizational goals and risk appetite. Our unique approach to property & casualty insurance placement looks beyond policy placement to make sure you’re not only appropriately covered, but that your program design achieves alignment with overarching business initiatives. We do this by:
- Operational risk assessment
- Identifying and addressing areas of exposure that could lead to a loss
- Creating a plan to focus on those exposures
- Investing time and resources to visit and inspect your operations
- Reviewing your insurance policies to determine whether the appropriate risks are transferred
- Ensure the best possible ratio of value to price is achieved in accordance with your strategic goals and risk appetite
Insurance policy marketing and placement:
The world is filled with complex risks and exposures – we’re here to help manage it for you. We act as your insurance coverage experts and outsourced risk management team. Our team of professionals will answer your questions and negotiate with the insurance carrier marketplace on your behalf. Common lines of coverage placed for our clients are:
- Workers Compensation
- General Liability
- Directors & Officers
- Employment Practices
You have a dedicated claims consultant to help bolster your internal claims management process. They will work in conjunction with your staff to establish regular claim review meetings to quickly address any problematic claims and keep you informed with regard to claim status.
Risk Management and Loss Control Services
We develop and execute an ongoing loss control plan specific to every client to proactively combat risks. This approach combined with a specially crafted narrative is then used to negotiate rates with carriers. We also provide trainings, certifications and perform on and off-site related services; including, but not limited to:
- OSHA Certification
- Safety Program development
- Defensive Driver Training
- PA State Work Comp Safety Committee certification
- Site Hazard Analysis
- Contract compliance reviews for insurance provisions and indemnification
- Certificate review
- Driver Policies
- Fleet programs
Did you know property & casualty impacts these areas?
Human Capital Management
Having compliant job descriptions, standard performance reviews and harassment trainings proactively manage risk for your business.
Learn More About Human Capital Management
Did you know that employees with multiple risk factors account for significantly higher workers compensation payments than healthy employees? Workers compensation loss history is used as roadmap for targeted wellness initiatives for your organization.
Learn More About Well-Being
Training & Development
Developing your people to work effectively is an investment in your company as a whole. Training drives a desired organizational culture and improved performance.
Learn More About Training & Development
Employment Policies & Procedures
Having the right procedures in place creates alignment within your organization. Clear policies & procedures influence the entire employee experience and will help optimize your business.
Learn More About Policies & Procedures
See How We’ve Helped Organizations Like Yours
Property & Casualty Insurance: Managing Auto Exposure
Client saved 20% on property and casualty insurance premium.
Case Study: Indian Creek Foundation
A word from our client – check it out!
Alternative Funding: Savings & Renewal Increase Mitigation
In the end, Exude was able to provide our client a program that not only mitigated the 17% increase, but also ended in a savings of $148k over the fully insured renewal.
Working Together For You
We work with our clients in achieving optimal organizational success by ensuring their strategy, culture, and employee experience are aligned. We leverage our team of experts to ensure that your risk solution aligns with all our organizational needs. The power of our deliverable is not in our great individual expertise, but rather when we work together as one.
Interested in learning more your Property & Casualty Insurance?