Comprehensive Medicare Solutions

We’re committed to simplifying the intricacies of Medicare through compliant and transparent services that prioritize your peace of mind.

  1. Plan Comparison: Tailored to Your Needs The plethora of Medicare plans can be overwhelming but rest assured – our dedicated team of licensed agents that specialize in Medicare insurance will be able to share easy to understand plan comparisons. We will work with you to pinpoint the ideal plan that aligns perfectly with your medical and financial needs.
  2. Enrollment Assistance: Effortless Enrollment, Every Time Embrace the Medicare enrollment process without a hitch. Our licensed agents are available to guide and educate you through paperwork and submission procedures to guarantee a hassle-free experience.
  3. Medicare Education: Making it Easy for You Unraveling the complexities of Medicare can be complex and challenging but with our in-house licensed agents, and our resources we make the process easy for you. We offer regular Medicare education sessions that provide comprehensive insights into the different facets of Medicare, empowering you to make well-informed decisions regarding your healthcare coverage.
  4. Personalized Consultations: Your Healthcare, Your Way We recognize that your healthcare journey is distinct and we’re here to provide trusted and personalized advice. We offer no obligation consultations with a licensed agent to help craft a plan that meets your specific needs. We’re happy to meet with you over video conference, phone or in-person somewhere convenient for you.

Medicare Made Easy

Medicare can be complex but our team of licensed agents are here to help guide you through the decision making process and provide 1 on 1 education to help you make the best decisions.

  • Expertise at Your Fingertips: Our licensed agents have the experience and in-depth understanding of the program’s nuances to help address your unique questions and provide guidance along the way.
  • Streamlined Simplicity: Navigating Medicare complexities is challenging, but we are here to help hold your hand through the process to allow you comfort in knowing you have made the most informed decision for yourself.
  • Customer Service Excellence: Our team of licensed agents are ready to support you with any questions that arise or challenges you face along the way.

Get in touch today to learn more about Medicare and the various options available to you.

Medicare FAQ


  • What is Medicare?

    Medicare is a federal health insurance program in the United States that provides coverage for eligible individuals, primarily those aged 65 and older. It also covers certain younger individuals with disabilities and specific medical conditions. 

  • What are the different parts of Medicare?

    Medicare is divided into several parts:

    • Part A: Hospital Insurance
    • Part B: Medical Insurance
    • Part C: Medicare Advantage Plans
    • Part D: Prescription Drug Coverage
  • When should I enroll in Medicare?

    You can enroll in Medicare during your Initial Enrollment Period (IEP), which usually begins three months before your 65th birthday and extends for seven months. If you’re still working and have healthcare coverage through your employer, you might have other options.

  • Do I need Medicare if I have coverage through my employer?

    This depends upon the size of your employer.  If your employer has less than 20 employees you must enroll into Medicare when you become eligible, because by law Medicare becomes the primary payor.  If your employer has over 20 employees, and if the plan is creditable, you can safely delay enrollment into Medicare.  However, it is always best to weigh your options because you may be able to get coverage at a lower cost providing more benefits through Medicare. If you or your spouse qualifies for Medicare due to disability and your employer has less than 100 employees, Medicare would be considered as primary coverage.

  • What does Medicare Part A cover?

    Medicare Part A covers hospital stays, skilled nursing facility care, hospice care, and some home health care services. Most people don’t pay a premium for Part A if they or their spouse have paid Medicare taxes while working. 

  • What does Medicare Part B cover?

    Medicare Part B covers outpatient services, doctor visits, preventive care, and some home health care services. It requires a monthly premium.

  • What is the Medicare Advantage Plan?

    Medicare Advantage Plans (Part C) are offered by private insurance companies approved by Medicare. They combine Part A and Part B coverage and often include additional benefits with lower monthly premiums.

  • What is a Supplement Plan?

    Supplement plans, often referred to as ‘Medigap’ plans are offered by private health insurance companies and pick up where Part A and Part B leave off. They help with paying some of the health care costs not covered under original Medicare Part A and Part B, like coinsurance, copays and deductibles.  Typically, the more comprehensive the coverage, the higher the monthly premium.

  • Do I need a separate Medicare plan for prescription drugs?

    Yes, if you want prescription drug coverage, you can enroll in a Medicare Part D plan. These plans are also offered by private insurance companies.

  • What is the Medicare Open Enrollment Period?

    The Medicare Open Enrollment Period, also known as the Annual Enrollment Period (AEP), occurs from October 15 to December 7 each year. During this time, you can make changes to your Medicare Advantage or Part D plans. Supplement plans are not subject to AEP.  

  • Can I have Medicare and Medicaid at the same time?

    Yes, many individuals are eligible for both Medicare and Medicaid. This is often referred to as “dual eligibility.” Medicaid can help cover costs that Medicare doesn’t, such as copayments and deductibles.

  • Can I make changes to my Medicare plan after the Initial Enrollment Period?

    Yes, there are certain periods during the year when you can make changes to your Medicare coverage. These include the Annual Enrollment Period and Special Enrollment Periods triggered by certain life events.

  • Are there income-based programs to help with Medicare costs?

    Yes, programs like the Medicare Savings Programs and Extra Help (Low-Income Subsidy) can help lower-income individuals with their Medicare premiums, deductibles, and prescription drug costs.

Meet Ashley Wall - You're Medicare Licensed Agent

Ashley has more than 11 years’ experience in the insurance industry with over 2 years specializing exclusively in the education and service of Medicare products.  She enhanced her knowledge and experience in the Consumer and Senior Markets and has continuously educated herself on Medicare plan options to better assist individuals in evaluating and selecting the very best plans for them.