Employee Benefits Consulting
Introducing Exude Solution Builder!
To remain customer intimate in today’s business environment requires an employer meet the changing and diverse needs of its workforce to ensure retention of its key employees. We know that developing a long-term employee benefits strategy is a priority for organizations. We understand the goal is to provide a stronger and more comprehensive total rewards offering for your employees, while making it easier for your HR Team and employees to be consumers of your health plans. Exude is ideally suited to help you achieve this goal. We work differently than our competition – we operate through a lens of “Organization Health” to precisely determine how best to support your organization’s goals and objectives, bring our expertise to bear, and together develop innovative solutions that result in the achievement of your mission. Simply put, we “think bigger” than just how best to consult and advise you on employee benefits plans.
With Exude’s Employee Benefits Services, first we listen, then we customize. As your health insurance broker, we take the time upfront to understand your goals, challenges, and culture before designing a custom multi-year employee benefits strategy that will attract and retain the talent you need. Our Benefits Consultants use Exude’s strategic framework to guide us through the entire process to ensure your health plan works for you and aligns with your people and business strategy.
Our Employee Benefit Consulting Services
Employers are looking for more creative ways to help mitigate cost as significant renewal increases are on the rise. We work with our clients to address the different funding mechanisms available in today’s market and are committed to building ongoing innovative solutions to impact their bottom line.
Our approach to managing risk for your organization is strategic and proactive rather than reactive. We do not feel that it is an effective ‘strategy’ to live from year to year simply lowering your healthcare spend through carrier negotiations and shifting costs. Our benefits consultants will help your organization to develop a long-term strategy from the moment we engage with you. Through this strategy we will use tools such as claims and financial analysis, utilization reporting, and actuarial modeling to help us make informed decisions. We spend the time evaluating how to best allocate the dollars you have. Using our expertise, we will guide you through the process of creating an ongoing employee benefits strategy that attracts, retains and engages your best talent.
Our underwriting team scours the market to ensure you have the most competitive healthcare plans and offerings. We continually monitor your plan performance to provide recommendations and use our market expertise to validate pricing and negotiate fair program fees.
We have full knowledge of carrier plan designs, underwriting requirements, and strong carrier relationships. In addition to strategizing, marketing, and negotiating clients current benefit packages, our underwriting team provides data analytics to our clients to help them make the best decisions regarding their benefit packages.
Using our proprietary analytical tool, we can anticipate your renewals and provide clarity on the drivers of cost increases. By analyzing your plan utilization as it compares to our benchmarks we are able to recommend market competitive benefits plan designs and programs that fit your needs.
Since going beyond the norm is our everyday M.O., we are excited to exceed our clients’ expectations. It starts with customized open enrollment materials to assure your employees of the caliber of your benefits plan. And everything’s done in the language of your company culture, so your employees feel comfort in the level of care, and confidence in the plans you selected. As your employee benefits broker, work with you to craft and deliver a story that communicates the value of your healthcare plans to foster trust and commitment from your employees.
All of your employees will have access to a dedicated Client Care Specialist to support them with their benefit needs. More than just an advocate, they know your plans inside out, and will exhaust themselves making certain your employees have an amazing experience with their healthcare plan. Some of the most common ways your Client Care Specialist will help include:
- Verification of Coverage: Stuck at your doctor or pharmacy? Your Client Care Specialist can easily verify your coverage and help get you on your way.
- Benefit Questions: Confused about what procedures or medications are covered under your plan? Give us a call and we’ll lay it out for you.
- Claims Issues: Receive a surprise medical or dental bill? Don’t pay and let your Client Care Specialist research it first.
- Ordering new insurance identification cards
- Processing full-time student verification with insurance carriers (for dependent children over the age limit)
- Change of address
- Change of primary care physician/dentist
Overall, our goal is to provide the best healthcare consulting and benefits strategy for your organization. We’ll help you get the right employee benefit plans in place to ensure you are attracting, retaining, and engaging the right talent.
Did you know employee benefits impacts these other areas?
Employee Engagement Assessment
Total rewards is more than money and benefits. Its’ work life balance and culture which are contributors to engagement. Our employee engagement survey will help your organization improve not only engagement, but retention and revenue as well.
Learn More About Employee Engagement
How you structure your benefit plans can drive employee well-being and overall organizational health. Ultimately creating a thriving workplace with healthier, happier, engaged, and higher performing employees.
Learn More About Well-Being
Property & Casualty
As you change your funding arrangements you have new liabilities and considerations on Property & Casualty. Our team knows the in’s and out’s to ensure your entire business is protected.
Learn More About Property & Casualty
Strategy Culture Alignment Assessment
Our assessment helps organizations design a purposefully driven culture that aligns with your strategy creates an environment of high trust, resulting in better performance and business outcomes.
Learn More About Strategy & Culture Alignment
See How We’ve Helped Organizations Like Yours
Managing Employee Benefit Costs
While most organizations were cutting employee benefit plans, Exude was able to add new benefit plan enhancements while delivering a 0% medical renewal increase.
Using Healthcare Insights to Manage Workers Comp
Reduced RX/Medical utilization by 15% and workers compensation by 10%
Integrating Wellness with your Employee Benefits Strategy
Saved 20% on employee benefit costs in year one
Working Together For You
We help our clients in achieve their optimal organizational health by ensuring their business strategy, culture, and benefits strategy are aligned. Our team includes individuals in their respective fields – however, the power of our deliverable is not in our great individual expertise, but rather when we work together as one.
Interested in learning more about employee benefit offerings?